Send money from abroad. Use it like a wallet at home.

Built for both sides of the transfer

For senders abroad: Send money home with a better landing place. Your family gets wallet access — not just a one-time payout.

For users in Ghana: Use HastraPay like your everyday wallet. Hold cedis, save money, pay bills, send to friends, and withdraw when you need to.

Why HastraPay

Because money from abroad should not stop at pickup.

• Money lands in a wallet — Money sent from abroad lands in a Ghana cedi wallet, not just a one-time payout.
• Save and use funds — Receivers can keep money in the wallet, set savings goals, or spend directly without cashing out everything at once.
• Withdraw to MoMo or bank — Withdraw only what you need, when you need it, to MoMo or a local bank account.
• Built with partner-led compliance — Identity checks, wallet controls, transaction monitoring, and partner-led compliance across the transfer and wallet flow.
• Designed for both sides — Built for Africans abroad sending money home and for local users who need an everyday wallet that does more than receive payouts.

How it works — three steps

1. Sender starts a transfer — Africans abroad initiate a transfer through licensed transfer infrastructure. Rates and fees shown before you confirm.
2. Money lands in a HastraPay wallet — The receiver gets Ghana cedis in their HastraPay wallet — not just a one-time MoMo payout.
3. Receiver saves, pays, or withdraws — From the wallet: save money, pay bills, send wallet-to-wallet, withdraw to MoMo, transfer to bank, or buy airtime.

Starting with Ghana

HastraPay is focusing on Ghana first so the wallet, support, compliance, and partner experience can be built properly before wider expansion. Other African markets are planned for the future.

Common Questions

What is HastraPay?

HastraPay is a hybrid remittance and Ghana cedi wallet app. Money lands in the wallet, where users can save, send, pay bills, withdraw to MoMo, or transfer to bank.

Does HastraPay directly handle international transfers?

HastraPay works with licensed transfer infrastructure and partner-led transfer flows to support money movement from abroad into the wallet.

Where does the money land?

Money lands in a HastraPay Ghana cedi wallet first, ready for the receiver to save, spend, or withdraw — not just a one-time payout.

Can local users use HastraPay without receiving money from abroad?

Yes. Local users can use HastraPay like an everyday wallet in Ghana — saving, paying bills, sending to others, and withdrawing to MoMo or bank.

What can users do with the wallet?

Hold cedis, save money toward goals, send wallet-to-wallet, withdraw to MoMo, transfer to bank, pay bills, and buy airtime.

Is HastraPay live?

HastraPay is preparing for early access. Join the waitlist to be first to know.