# HastraPay

> Send money to Africa in minutes with HastraPay. Fast, secure transfers with 4-layer fraud protection, MoMo wallet support, and instant delivery to Ghana, Nigeria, Kenya & more.

HastraPay is a fintech platform built for the African diaspora in the United States. It enables fast, secure international money transfers from the US to Africa with delivery in minutes — not days.

## Core Services

- **International Money Transfers**: Send money from the US to Africa instantly. 95% of transfers complete within 3 minutes.
- **Mobile Money (MoMo) Integration**: Direct integration with 15+ African mobile money providers including MTN MoMo, AirtelTigo, Telecel, and M-Pesa.
- **HastraPay Wallet**: Recipients receive funds in a HastraPay wallet for MoMo cash-out, bill payments, airtime purchases, and P2P transfers.
- **Virtual Debit Card**: A Visa-powered virtual card for online spending (coming soon).
- **Stash & Save**: Goal-based savings with lock features for school fees, emergencies, and more.
- **P2P Payments**: Send to anyone in Africa — any network, any number, instantly.

## Security

HastraPay uses a 4-layer fraud protection system:
1. Verified wallets with full KYC/AML compliance
2. Real-time transaction monitoring
3. Sender-controlled spending limits
4. Proactive fraud intelligence with 99.8% detection rate

## Pricing

- 1.5% transfer fee + 1.5% FX margin
- No hidden fees
- Save up to $45 per $500 transfer compared to traditional services

## Countries Served

Transfers from the United States to: Ghana, Nigeria, Kenya, South Africa, Senegal, Tanzania, Uganda, Cameroon, Rwanda, Ethiopia, Ivory Coast, and Zambia.

## Company

- Founded by Daniel Uthman (CEO)
- Headquarters: United States
- Website: https://tryhastrapay.com
- Email: support@hastrapay.com
- Status: Private beta / pre-launch

## Key Pages

- Homepage: https://tryhastrapay.com/
- About: https://tryhastrapay.com/about
- Blog: https://tryhastrapay.com/blog
- FAQs: https://tryhastrapay.com/help/faqs
- Security: https://tryhastrapay.com/help/security
- How It Works (Diaspora): https://tryhastrapay.com/how-it-works/diaspora
- How It Works (Local): https://tryhastrapay.com/how-it-works/local
- Virtual Card: https://tryhastrapay.com/products/virtual-card
- Stash & Save: https://tryhastrapay.com/products/stash-save
- P2P Payments: https://tryhastrapay.com/products/p2p
- Bill Payments: https://tryhastrapay.com/products/bill-payments
- Airtime: https://tryhastrapay.com/products/airtime
- Partners: https://tryhastrapay.com/partners
- Careers: https://tryhastrapay.com/careers
- Terms of Use: https://tryhastrapay.com/legal/terms
- Privacy Policy: https://tryhastrapay.com/legal/privacy
- KYC & AML Policy: https://tryhastrapay.com/legal/kyc-aml
- Help Center: https://tryhastrapay.com/help/get-help
- Scam Awareness: https://tryhastrapay.com/help/scam-awareness
- Contact Us: https://tryhastrapay.com/help/contact

## Social Media

- Instagram: https://instagram.com/hastrapay/
- Facebook: https://facebook.com/profile.php?id=61579174015752
- LinkedIn: https://www.linkedin.com/company/hastrapay-fintech/
- X (Twitter): https://x.com/HastraPay

## Competitors

HastraPay competes with TapTap Send, Remitly, Wise, and Chipper Cash. HastraPay differentiates through its 4-layer fraud protection, MoMo-native architecture, sub-3-minute delivery, and all-in-one wallet experience (transfers + savings + virtual card + bill pay).

## FAQs

Q: Is HastraPay safe?
A: Yes. HastraPay uses a 4-layer fraud protection system — verified wallets, real-time monitoring, sender-controlled limits, and proactive intelligence — to guard every transfer.

Q: How fast are transfers?
A: Most transfers arrive within 3 minutes.

Q: What fees does HastraPay charge?
A: 1.5% transfer fee plus 1.5% FX margin. No hidden fees.

Q: Does HastraPay support mobile money?
A: Yes. Direct integration with 15+ mobile money providers including MTN MoMo, AirtelTigo, Telecel, and M-Pesa.

Q: What countries does HastraPay support?
A: Ghana (primary), expanding to Nigeria, Kenya, South Africa, Senegal, Tanzania, Uganda, Cameroon, Rwanda, Ethiopia, Ivory Coast, and Zambia.